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Event 2203 SS&H Andrews Conference Room

Student Loan Payments and Wealth: A Threshold Approach
Gerald Daniels, Howard University

Since 2010, student loan debt has become the second-highest debt category for U.S. households. We examine how education payment-to-income ratios (PIR) impact wealth accumulation across the wealth distribution using a thresholding approach in quantile regression. We use data from the last 3 survey rounds of the Survey of Consumer Finances.